Community Guidelines

Version

2026-05-18

Effective date

2026-05-18

Kakemiru is a community for anonymously sharing household finance information and finding ideas to improve household finances. Follow these Guidelines to help maintain a place that everyone can use with confidence.

1. Basic Principles
1. Respect the circumstances and values of other users.
2. Exchange specific and constructive information about household finances, expenses, savings, investments, living costs, and similar topics.
3. Focus on sharing improvement ideas and experiences rather than blaming others.

2. Content You May Post
1. Information about household finance cards, expenses, fixed costs, savings, investments, cost reduction, and budget management
2. Experiences, ideas, and general advice concerning household finance improvements
3. Questions based on AI insight results
4. Constructive comments, replies, and reactions for other users

3. Content You Must Not Post
1. Names, addresses, telephone numbers, email addresses, employers, school names, bank account numbers, card numbers, identity documents, personal information shown on receipts, or similar information
2. Content that attacks, insults, threatens, discriminates against, or publicly shames another person
3. URLs, social media accounts, external chats, invitation codes, contact information, or directions to external services
4. Solicitation concerning investments, side businesses, debt, insurance, financial products, crypto assets, information products, affiliate marketing, multi-level marketing, or similar matters
5. False or misleading content, excessively definitive advice, or false claims of professional qualifications
6. Spam, repeated posting of the same content, manipulation of reactions, or promotional posts
7. Sexual, violent, discriminatory, illegal, or otherwise offensive images or text
8. Other content the Company considers inappropriate for community operation

4. URLs and Directions Outside the Service
For safety, the Service prohibits URLs in posts and comments and directions to external services. Posts or comments containing URLs may be blocked or hidden by the system or the Service operator.

5. Financial, Investment, and Borrowing Precautions
1. Information on the Service is general reference information and is not individualized advice concerning financial products, investments, insurance, borrowing, taxes, or law.
2. Guarantees of profit or principal, recommendations of specific products, solicitation to borrow, and inappropriate directions to persons experiencing repayment difficulties are prohibited.
3. For serious debt, financial hardship, or legal issues, consult an appropriate professional or public service, such as a consumer affairs center, local government office, attorney, certified judicial scrivener, or financial planner.

6. Reportable Conduct
Users may report posts, comments, replies, profile images, and user conduct. The Service operator will review reports and may hide or delete content, issue warnings, restrict use, suspend accounts, or take other necessary action.

7. Blocking Users
Users may block a person they consider inappropriate, unpleasant, or disruptive. Posts and comments from a blocked user are excluded from the blocking user's own viewing experience. Blocking is separate from reporting. Submit a separate report if you want the Service operator to review the conduct.

8. Disputes
If you object to a measure taken by the Service operator, such as hiding or deleting content or suspending an account, you may submit a dispute through the in-app dispute function. The Service operator will review it to a reasonable extent.

9. Direct Messages
The Service does not provide direct messaging between users. To protect users, exchanging external contact information and directing users to external services are also prohibited.

10. Changes to the Guidelines
The Company may amend these Guidelines to maintain community safety, comply with laws, or improve the Service. Material changes will be announced in the app.